RR_Trials Posted March 15, 2007 Report Share Posted March 15, 2007 Been with the girlfriend, coming up a year! And we are both seriously thinking about getting a flat after 6th form, basically once we have done 6th form we want to both get apprenticeships and start to rent together. Basically i wont to know what other have planned or what they are going through to get there asses on the property ladder.I'm also wonting to know from people that have experienced all this about what there bills are like ETC...So post away your ideas or situations.Cheers, Rorz! Quote Link to comment Share on other sites More sharing options...
Has anyone seen my shoe? Posted March 15, 2007 Report Share Posted March 15, 2007 Please, dont Quote Link to comment Share on other sites More sharing options...
RR_Trials Posted March 15, 2007 Author Report Share Posted March 15, 2007 Please, dontWhy? Quote Link to comment Share on other sites More sharing options...
Broomer Posted March 15, 2007 Report Share Posted March 15, 2007 at 16, sounds like a pain in the ass, how you considered how you would pay for rent, bills and food. Quote Link to comment Share on other sites More sharing options...
Luke Rainbird Posted March 15, 2007 Report Share Posted March 15, 2007 You can't spell want, yet you think you are ready for renting a place with your girlfriend? Also, renting doesn't count as being "on the property ladder" Quote Link to comment Share on other sites More sharing options...
RR_Trials Posted March 15, 2007 Author Report Share Posted March 15, 2007 (edited) You can't spell want, yet you think you are ready for renting a place with your girlfriend? Also, renting doesn't count as being "on the property ladder"I said after 6th form this would 1 mean i would be around 18 and 2 i am in year 10 and she is in year 11, therefore i have a lot of time to think about it etc.I wrote this thread just to get more info and opinions on getting a flat etc... Now I'm beginning to think I'm just going to get a load of stick. Edited March 15, 2007 by RR_Trials Quote Link to comment Share on other sites More sharing options...
Has anyone seen my shoe? Posted March 15, 2007 Report Share Posted March 15, 2007 Right, youve been with this girl a year and your thinking of commiting to buying or renting a house/flat together.What if things go tits up?I know you probably dont want to think about it but do, how are you going to afford it?Just leave things as they are for now, if in a year your still together then think about it again (I still wouldn't recommend it) Quote Link to comment Share on other sites More sharing options...
RR_Trials Posted March 15, 2007 Author Report Share Posted March 15, 2007 (edited) Right, youve been with this girl a year and your thinking of commiting to buying or renting a house/flat together.What if things go tits up?I know you probably dont want to think about it but do, how are you going to afford it?Just leave things as they are for now, if in a year your still together then think about it again (I still wouldn't recommend it)Thats more of the helpful type of thing I'm looking for, well in reply. I'm thinking for the future, your exactly right it could go tits up, heaven forbid but if it doesn't we will have been together for around 4 years.Cheers, Rorz!P.S Money would come from the aprenticeships, combined. Edited March 15, 2007 by RR_Trials Quote Link to comment Share on other sites More sharing options...
Has anyone seen my shoe? Posted March 15, 2007 Report Share Posted March 15, 2007 Your thinking 3 years in the future about a relationship? Quote Link to comment Share on other sites More sharing options...
Tomm Posted March 15, 2007 Report Share Posted March 15, 2007 I'm just gonna say what other people have said, you don't wanna be moving in with your girlfriend so young. Certainly not buying a house/flat which is what 'being on the properly ladder' means. I guess renting wouldn't be so bad though, even if it does go all tits up at least you'd only have to give a month's notice. But still, rather you than me You can't spell want, yet you think you are ready for renting a place with your girlfriend? Also, renting doesn't count as being "on the property ladder"Pfft, the national average for spelling/grammar that of a 7 year old. I wouldn't worry too much. Quote Link to comment Share on other sites More sharing options...
Has anyone seen my shoe? Posted March 15, 2007 Report Share Posted March 15, 2007 Pfft, the national average for spelling/grammar that of a 7 year old. I wouldn't worry too much.Oh the irony Quote Link to comment Share on other sites More sharing options...
RR_Trials Posted March 15, 2007 Author Report Share Posted March 15, 2007 Sorry about the mix up, i thought getting on the property ladder was just living in your own propery...It would defonatly be renting... Quote Link to comment Share on other sites More sharing options...
Tomm Posted March 15, 2007 Report Share Posted March 15, 2007 Point proven then Quote Link to comment Share on other sites More sharing options...
Ben@LeicesterTrials Posted March 15, 2007 Report Share Posted March 15, 2007 (edited) Chances are you won't even be with your girlfriend then, Your in year 10 and your planning on taking on a flat with your girlfriend Edited March 15, 2007 by Ben@LeicesterTrials Quote Link to comment Share on other sites More sharing options...
Brian Bleech Posted March 15, 2007 Report Share Posted March 15, 2007 how much approx will you both be making from your apprentices nowadays?/\ does that make sense? /\ Quote Link to comment Share on other sites More sharing options...
Heatsink Posted March 15, 2007 Report Share Posted March 15, 2007 The important thing is to make sure you think of all the key household bills. Making estimates of these in advance is the best you can do.You can find out typical rental costs by looking around in your area, estate agents/rental agencies. Here are some figures from my experience, based on living around here in Cambridgeshire which is quite expensive. Monthly example with some approx figures for illustration:2 Bed flat = £650 pm (per month)Council Tax = £1000 per year (don't have to pay this if in education)Gas Bill = £20Electricity Bill = £20Telephone Bill = £20Water Bill = £20On top of this you'll have to buy all your own food which may have been bought by your parents before! You're doing well if you spend less that £60 a week on food to feed two. If you live in a shared house with others then the cost could be cheaper since often the bills and rent are combined into a fixed price for simplicity. But then you've got to live with people that you may not get on with, steal your food etc.If you're honest with yourself about all the bills then you can make informed decisions. To be honest I'd assume that you'll find it hard to cover all the bills on your apprenticeship salaries, and look at the figures closely. When I was younger I'd rather not have the financial worries and commitments and instead focus on education and having fun! One rather important thing is to consider the effect on your relationship of having so many financial things to have to work through together. This is a real test for a relationship especially when money is tight!SteveP.S. Forgot to add that there's the real possibility that the standard of living you could afford may not be anywhere near what you're used to with parents. Maybe only the grotty flats are affordable! I'd have a look in the local paper at what's on offer and why not go and visit the offered properties to get an idea of the sort of place you'd be living. Quote Link to comment Share on other sites More sharing options...
Smo™ Posted March 15, 2007 Report Share Posted March 15, 2007 Tank moved away from home and in with his lady friend when he was 18. Happily married 21 year old at present!His is a rare case though. Quote Link to comment Share on other sites More sharing options...
RR_Trials Posted March 15, 2007 Author Report Share Posted March 15, 2007 how much approx will you both be making from your apprentices nowadays?Around £120 a week each Quote Link to comment Share on other sites More sharing options...
Walleee Posted March 15, 2007 Report Share Posted March 15, 2007 (edited) uh oh. You know normally I take the piss but I actually want to help you.You want to move out with a girl on an apprenticeship? Im sure shell love not being able to go out and party with her mates who live at home, have part time jobs, and are still earning the same as her!!After having been in a fairly long relationship myself, I cannot advise against you planing ahead enough. Make plans of your own, DO NOT base your descisions on a girl. A mate actually did what you've done, He left after a-levels started working full time in tescos, after a year and a half she decided she liked mum to cook her meals and do her washing etc, moved back home, and now he's stuck working fulltime in tesco's to keep a house (and his pride?)I don't like to be a snob when it comes to qualifications, but if you have the choice to stay at home and maybe go to a HE college or straight to uni then why not do that? If you are still together by then you could go to the same uni, and would basically be living together, without the burden of rates (as students).You'd have a whopper loan, and depending on your parents income may not even have to pay for the course fees, so that 0% interest loan is all yours!Stop thinking about it and enjoy yourself!! Edited March 15, 2007 by jake1516 Quote Link to comment Share on other sites More sharing options...
RR_Trials Posted March 15, 2007 Author Report Share Posted March 15, 2007 If you're honest with yourself about all the bills then you can make informed decisions. To be honest I'd assume that you'll find it hard to cover all the bills on your apprenticeship salaries, and look at the figures closely. When I was younger I'd rather not have the financial worries and commitments and instead focus on education and having fun! One rather important thing is to consider the effect on your relationship of having so many financial things to have to work through together. This is a real test for a relationship especially when money is tight!SteveYou're right it will be a test, but its somthing that we are prety shure we would get through belive it or not our relationship has been through some seriouse hard times even though its only been a year but to be honest i don't know how it has servived but it has and it is a very strong relationship.Cheers for all the coments keep em coming Quote Link to comment Share on other sites More sharing options...
Fixed Pants™ Posted March 15, 2007 Report Share Posted March 15, 2007 If you both live in the same house your relationship will go tits up, you'll get sick/fed up with each other (over money issues, territory issues and other things to squable about).Leech off your parents for as long as you can, you'll f**king HATE the real world, just make sure you don't do it for the sake of it.On the other hand, you may be mega happy with each other in a few years time and you may well want to move in with each other. And if that's the case, see how you're doing and then ask parents about it etc cos they've done it before.Good luck either way. Quote Link to comment Share on other sites More sharing options...
fruitbat Posted March 15, 2007 Report Share Posted March 15, 2007 (edited) Around £120 a week eachNo way, don't do it.Unless you go into a major house share you will find you have little to no cashIm living with my girlfiend (soon to be wife) at the moment, outgoings for us are around £850 per month which includes food bills rent etc.You saying you get 120 per week, means about 1000 per month, dont leave you much left to do anything with and im sure you got mobile bills, possibly car etc etcwait till you in a stable, well paid job and do it then, enjoy yourself firstFrooty Edited March 15, 2007 by fruitbat Quote Link to comment Share on other sites More sharing options...
Greetings Posted March 15, 2007 Report Share Posted March 15, 2007 I don't want to go around saying that in 2 years time you probably won't want to hear about your girlfriend so I'll put it this way.There are certain stages in our lives, when your a kid you should watch loads of cartoons, have your mum help you eat and wash, be excited about getting a box of crap for xmas. But when you're 40, you should already have a wife, a job, kid etc. Seriously, moving in with one's girlfriend at the age of 18 isn't the best idea. While others will be partying, having casual sex in their back yard, doing stupid stuff they will solemnly regret 10 years later, you'll be working, footing electricity bills and all that.Besides, I'm pretty sure that if you moved in with her, you'd soon find her dreadfully annoying. Fact. Quote Link to comment Share on other sites More sharing options...
RR_Trials Posted March 15, 2007 Author Report Share Posted March 15, 2007 Thankyou all for the comments, your right i do need to seriously think about this. It may turn out well or it may go tits up, i would love to be able to say i will still be with her at 18 and then maybe do a years aprentaship (without geting a flat) then get a real job?Its stange but i wont a flat with her so bad and she feels the same, aside from billys etc id love to think that i have a little place for me and her with all our stuff in it a little crappy tv with and old battered playstation for rainy days.Once again, thanks all. And cheers Jake for not giving me the usual stick lol(Y) Quote Link to comment Share on other sites More sharing options...
poopipe Posted March 15, 2007 Report Share Posted March 15, 2007 Leech off your parents for as long as you can, you'll f**king HATE the real world, just make sure you don't do it for the sake of it.wise words from someone so young...Listen to what mr heatsink said - that's sound advice although you can add an extra 40% to the rent and council tax if you choose to live in the town centre.Jake makes a good point - don't drop an education just to move in with a girl - once you're stuck in the world of work you'll find it extremely difficult to get back to university / college.On the plus side, 4 years is plenty of time with a girly to be sure enough to move in together - it might be wise to only take up 6 month contracts on houses/flats for a year or two just in case you start beating each other up buy if you're still together after that long everything ought to be rosy Quote Link to comment Share on other sites More sharing options...
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