Car Insurance

[george_seamons]

Lol. My dad is an enthusiast. He's not cool enough for that.

If he was an "enthusiast", he really wouldn't be doing that to his car. Those rear lights are probably the worst thing you can do to a Focus. I understand people wanting to be different from the norm, but thats taking things a bit far. Although I guess its down to personal taste. Just not really the kind of thing you'd excpect a dad to do!

Regarding no claims, it really does make a difference.

My first year of driving, I had a '97 1.6 litre Peugeot 306 (group 5). It cost me £1200 TPF&T - no NCB

Second year of driving, I had a '99 Vauxhall Astra 2 litre turbo diesel (group 5). It cost £900 fully comp - 1 year no claims

Third year of driving, I've still got the Astra, its costing me £450 fully comp.

I'm still only 20, so at the moment, age doesn't really come into it. I'm glad my parents wouldn't let me anywhere near there insurance, 'cos I would be paying about £2-300 now, if I was on their policy, but as soon as I came off, I'd be back to paying over £1k, something that would really screw people over.

[JTM]

Yeah those lights and the stickers and badges are the worst culprits.

And sticking specialist wheels like st170 or RS alloys on lesser models is a no no imo. Its not a ST so dont do it.

Focus' are a nice shape imo, and they dont need much at all.

[Bucky]

also if ur willing to get an old shape focus, 2.0 zetec z, is 150 bhp,(same power as buckys van, for anyone thats counting,and probably not a million miles off on the weight).and is group 8 insurance. focus's are common as muck, parts are cheap, therefore repairs are cheap,as theres loadsa about, u can pick a minter when you buy one, as theyll be plenty to look at it.

gotta love the old shape focus with a 2.0 zetec.

theres plentya bout now and if you get a ghia you have air con abs leathers electric everything.

very very nice to drive i could happily drive t all day long and never get bored of driving or pissed of with any problems.

ane even if you get parts any mechanic who knows what an engine is would be able to fix it no problems

still wont keep up with my van though

[ian]

im soon to be buying a car, im looking into an E30 316 or a 318, and as my dad has 2 of these cars now both 325 i sohuldnt have any problems with matenance to the car as he knows his stuff with them.

my dad has said he will own the car and insure it for me in his name and me 2nd therefor getting around any problems with cost of insurance and as im only going to be driving it at weekends there shouldnt be to much of a problem.

but i want to go down the route of alipna alloys and lowered suspension so we shall see what insurance ocmpany have to say about it hopefully wont be to bad to insure. plus when im older i can drop a bigger engine in with little worry.

but i also have the luxuary of my grandad who was a manager at ford and gets a company car which i can drive for free etc, and my nans car i can drive aswell, gotta love ford.

and im sorry that focus looks like it has been driven through halfrauds.