Jump to content

Bike Insurance: Who, How Much?


craigjames

Recommended Posts

right im at uni in halls and ive finally got my pashley built up, now seeing as im not allowed it in my room :angry:

just thinking theres gotta people who have their bikes at uni and have them on a bike insurance policy, what i'm asking is who do you use? what sort of service do they give? what's covered and how much did it cost?

all info wanted good and bad

cheers

craig (Y)

Link to comment
Share on other sites

right im at uni in halls and ive finally got my pashley built up, now seeing as im not allowed it in my room :angry:

Buy yourself a bike bag and put it in your room - trust me, I had mine micked from uni in a 'secure' locked bike shed, and it was locked up! Even if it means making the cleaner a cup of tea every now and again its WELL worth it!

Link to comment
Share on other sites

Buy yourself a bike bag and put it in your room - trust me, I had mine micked from uni in a 'secure' locked bike shed, and it was locked up! Even if it means making the cleaner a cup of tea every now and again its WELL worth it!

think i mite well do that, but still wanna get it insured just incase, i mean ive already had my wallet phone and ipod nicked this year and insurance has a saved me forkin out for new ones!

cheers

craig

Link to comment
Share on other sites

Buy yourself a bike bag and put it in your room.

Now, i would be perfectly happy to do this, if removing and refitting my rear wheel wasnt such a b*****d of a job! have to let the tyre down to get it out between the brakes, then undo my leeson 360 dropouts, then untension my chain to allow the wheel to move out of the drop outs!

Reverse procedure to get it rideable again! a hell of a lot of effort.

Edit: also, the bike must be in the bag when being moved in and out of halls, so where do i keep tools do do the (re)assembly, and the bag itself? do i need to lock my bike up, then take the bag and tools back up to my room and hope some thieving pikey hasnt taken it by that time? Its so much effort to do that its easier to walk/cycle on commuter bike to prawns to pick it up (see below).

right now im just keeping it at Prawns house in there basement, and picking it up when i ride it. Not ideal, but i dont want another bike stolen.

Edited by nmt_oli
Link to comment
Share on other sites

been thinking about insuring my steed for a while, now it's worth over a grand i think getting it insured would be a good idea (Y) can insurance cover me riding it in town and some biig scally laying me out and trotting off with it? how much (and how often) would i be looking to pay? and how does it work with the insurance do i give them a spec+cost of parts on my steed and they base the rate on that :S i have no idea lol.

Link to comment
Share on other sites

Buy yourself a bike bag and put it in your room - trust me, I had mine micked from uni in a 'secure' locked bike shed, and it was locked up! Even if it means making the cleaner a cup of tea every now and again its WELL worth it!

fackin right - I just paid the fines for breaking the rules rather than leave it outside - cost me £30 every term but given that there were about 5 bikes a week getting nicked from the sheds I figured it was well worth it.

In terms of insurance, it may be worth seeing if you can get it dealt with on your parents house insurance. some companies will insure bikes when they aren't kept at home and it's usually cheaper than getting seperate bike insurance

edit::

i got curious and...

assuming a replacement value of £920 (~shocked as shit - i'd have pegged it at about £600) and a proper big f**king lock it'd cost me £80 a year to insure my bmx with endsleigh (first name i recognised on a google). there were no options for keeping it indoors at night n stuff so if you can find a more detailed quote calculator it might work out less. either way - not bad money when you think about it

Edited by poopipe
Link to comment
Share on other sites

im pretty sure it was endsleigh i looked at a while ago, and it seemed really expensive! maybe theres other cover then whats shown on the mbuk leaflet, but by those proces insuring my kona XC/freeride rig and my trials bike worked out at about £300 for the year!!!! Thats more than my mums car insurance ffs.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
  • Recently Browsing   0 members

    • No registered users viewing this page.
×
×
  • Create New...