-RoBBo- Posted October 5, 2006 Report Share Posted October 5, 2006 Just a quick question really. If I wanted to, how would i go about insuring a kit car like this online, because they are not the normal caterhams etc... that are listed. Or does it go on what engine is under the hood? For example this one has a 2.0L sierra engine?LINKAGEThanksMatt Quote Link to comment Share on other sites More sharing options...
Mr Dave Posted October 5, 2006 Report Share Posted October 5, 2006 im sure there is/are speical companys that deal with kit car insurance, one might be performance direct.for one with mods though, your guna have to ring up... theres too many differnet mods for cars, for the insurer to list them all online. plus you can haggle on the phone Davecar looks nice btw Quote Link to comment Share on other sites More sharing options...
Danny Posted October 5, 2006 Report Share Posted October 5, 2006 Is that a pinto engine? Quote Link to comment Share on other sites More sharing options...
Mr Dave Posted October 5, 2006 Report Share Posted October 5, 2006 thats what it says on the link Quote Link to comment Share on other sites More sharing options...
Fish-Finger-er Posted October 5, 2006 Report Share Posted October 5, 2006 theres no such thing as an unmodified kit car really though. theres plenty of specialist companies who insure you. however as i found out when i came to try and get quotes on a kit car(originally was gunna have a winter project). once your 21, your talkin £320 a year, £3k valuation, 5000 miles a year. but under 21, couldnt find more than like 2 places whod take it for any money. and those places that did took it on the scheme that it would cost like £5000, £2k valuation, 2500 miles a year though.will normally go on the engine in it(including mods),then a general price value of it, possibly if its got alloys itll be more. but dont expect a list of mods like on a normal car.. Quote Link to comment Share on other sites More sharing options...
PaRtZ Posted October 5, 2006 Report Share Posted October 5, 2006 Adrian flux was my first point of call when i found a 1.1 escort engine in a iago (sp?) jeep. I rang them up all excited and they said I had to be 19 and i needed a full drivers license (which I now have, im just not 19 yet)but yeah adrian flux is the most popular, its the one everyone recommended to me Quote Link to comment Share on other sites More sharing options...
Simon Posted October 5, 2006 Report Share Posted October 5, 2006 Go to a kitcar show, theres specialist for this sort of thing, Adrian Flux isn't a specialist, they think they are, but they are not.As a ball park, you have to be 21 to own a kit car and insure it, so don't go getting your hopes up.I was going to have one of my dads, but they wouldn't even give a quote as i was under 21 Quote Link to comment Share on other sites More sharing options...
Todge Posted October 5, 2006 Report Share Posted October 5, 2006 Hmmmmm?I know for a fact Tommy B (hititfaster on here) built his own kitcar and was driving that about with insurance. He wasnt 21 Quote Link to comment Share on other sites More sharing options...
Bendee Posted October 5, 2006 Report Share Posted October 5, 2006 one day i will have a bike powerd car like that caterham its the only way im gettin to 60 in under 4seconds as ill never afford a super car lol.is the insurance generally not as expensive as a normal car then? Quote Link to comment Share on other sites More sharing options...
Joe Papasnap Maher Posted October 5, 2006 Report Share Posted October 5, 2006 Hmmmmm?I know for a fact Tommy B (hititfaster on here) built his own kitcar and was driving that about with insurance. He wasnt 21 Sure it wasnt his dads insurance...and as tom is insured on his fezza he had 3rd party on the kitcar? Quote Link to comment Share on other sites More sharing options...
Fish-Finger-er Posted October 5, 2006 Report Share Posted October 5, 2006 one day i will have a bike powerd car like that caterham its the only way im gettin to 60 in under 4seconds as ill never afford a super car lol.is the insurance generally not as expensive as a normal car then?in a word no, people who own kitcars tend to be people who can drive, have some mechanical knowledge etc, there not the irresponsible angry driver that could be in the seat of a vectra or the like. also as its there hand built car, they will not want to see it get smashed up, as they will cry. insurers know this, and treat the owners as mature , mild mannered people with an interest in cars.also providin its garaged, as all kit cars should be, very low risk of theft. and no ones ever gunna smash a window to grab a stereo, cos chances are there wont be a window to break, or a stereo to nick.also insurers kinda assume, with kit cars being so horrible to drive in the wet(but fun/deadly). your not gunna drive them. I once drove a robin hood 2B.only optional extra i could of wanted is a bilge pump. and the same goes with night time driving most of the time. so there counting on you not driving much in the rain, the snow, or at night. which are 3 of the biggest times for accidents, due to poor visibility and/or grip. also most kit cars are limited mileage as there rarely your daily drive for practicality reasons(boot, wetness pump, noisyness an it makes a mess of your hair).so once theyll insure you its normally cheap, but till your 21, your pretty much pissin in the wind. however at 21, think a few hundred quid. Quote Link to comment Share on other sites More sharing options...
PaRtZ Posted October 5, 2006 Report Share Posted October 5, 2006 Sure it wasnt his dads insurance...and as tom is insured on his fezza he had 3rd party on the kitcar?not too sure you can do that with kit car's to be honest. I asked that in my case and said no Quote Link to comment Share on other sites More sharing options...
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