Jump to content

Dilema - To Tell Insurance Company Or Not :-s


Joe Papasnap Maher

Recommended Posts

it sucks but unfortunately thats just the way these things go, you did crash into him and it was your mistake. if you werent there, his car wouldnt have been damaged.

he sounds like a bit of an arse for going to the company but then again you have been talking about trying to get away with it scot free! meh...

Link to comment
Share on other sites

Joe man.

Face it, theres no way outta this one dude (N)

You pay good money for your insurance anyway, may as well use it :P

NO...i pay way to f**king much...and now therer gonna make me pay....a certain amount.,..( the excess to have his car fixed ) THEN STICK MY PREMIUM UP...AND TAKE AWAY MY NO CLAIMS...THEWY CAN GO f**k EMSELFS (Y)

Link to comment
Share on other sites

yes f**king way. you are screwed. the only way out is if somehow you can prove that it wasnt your fault but the chances of that are extremely slim!

2 steps.

phone the old man up and find out what he has done exactly and see if it can be settled outside of it in any way. and be ready to pay well over the odds seeing that you are legally in the wrong here.

if that fails and its going through insurance, take action to phone your insurance company and find out if there is anything you can do and find out where you stand, as in all cases running away from it wont get you anywhere. i cant believe you thought he'd forgotten.

Link to comment
Share on other sites

yes f**king way. you are screwed. the only way out is if somehow you can prove that it wasnt your fault but the chances of that are extremely slim!

2 steps.

phone the old man up and find out what he has done exactly and see if it can be settled outside of it in any way. and be ready to pay well over the odds seeing that you are legally in the wrong here.

if that fails and its going through insurance, take action to phone your insurance company and find out if there is anything you can do and find out where you stand, as in all cases running away from it wont get you anywhere. i cant believe you thought he'd forgotten.

Ben, im not trying to run away lol.

Im just majorly pissed off because when it happened...i asked if he owuldnt go through the insurers...and do it privatly so to speek..and he was like...yer thats fine...ill calll u tomorrow.

3 weeks later no phone call...but a letter from the insurance...f**king willy.

im gonna deny it...i werent in no crash :lol: afterall my car is fine....hahah...someone else muct of crashed in to him...god knows how he got my numberplate :blink::P:lol:

Link to comment
Share on other sites

im gonna deny it...i werent in no crash :lol: afterall my car is fine....hahah...someone else muct of crashed in to him...god knows how he got my numberplate :blink::P:lol:

I'm sure thats a great idea :rolleyes:

Seriously Joe, Just take it and go through the Insurance company, There's nothing you can do now dude.

Link to comment
Share on other sites

Ben, im not trying to run away lol.

Im just majorly pissed off because when it happened...i asked if he owuldnt go through the insurers...and do it privatly so to speek..and he was like...yer thats fine...ill calll u tomorrow.

3 weeks later no phone call...but a letter from the insurance...f**king willy.

im gonna deny it...i werent in no crash :lol: afterall my car is fine....hahah...someone else muct of crashed in to him...god knows how he got my numberplate :blink::P:lol:

You got to think about it from his point of view, hes probably got a protected no claims and a teeny weeny premiem, makes sense for him to do it the way he has. I know i'd take it through insurance and get it all sorted professionally and properly if i were him.

Link to comment
Share on other sites

I don't mean to worry you here Joe, but be prepared to have to pay out more than you expected.

You said that the woman in the car was complaining of whiplash, technically if you have a crash and anyone gets injured, the police must be informed no matter what, although on the same note, that's their responsibility as much as it is yours.

A personal claim is quite likely at the minute, if they wanted/released the chance they have at the minute, they could take you to the cleaners and rape you for a personal injury claim, and its getting more and more popular now due to the no win-no fee companies, so if she clicks on, she could claim against you.

He has obviously contacted the insurance and one of the questions would be 'Was anyone injured?' if he said yes, there is a possibility that the police may look into this, because 1. No injury was reported and 2. You didn't contact your insurance. And so, if the police bring up the matter, it may result in her making a claim agains't you.

Edited by anzo
Link to comment
Share on other sites

I don't mean to worry you here Joe, but be prepared to have to pay out more than you expected.

You said that the woman in the car was complaining of whiplash, technically if you have a crash and anyone gets injured, the police must be informed no matter what, although on the same note, that's their responsibility as much as it is yours.

A personal claim is quite likely at the minute, if they wanted/released the chance they have at the minute, they could take you to the cleaners and rape you for a personal injury claim, and its getting more and more popular now due to the no win-no fee companies, so if she clicks on, she could claim against you.

He has obviously contacted the insurance and one of the questions would be 'Was anyone injured?' if he said yes, there is a possibility that the police may look into this, because 1. No injury was reported and 2. You didn't contact your insurance. And so, if the police bring up the matter, it may result in her making a claim agains't you.

Rang insurance...that wasnt brought up..just damage to his car (Y)

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
  • Recently Browsing   0 members

    • No registered users viewing this page.
×
×
  • Create New...