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Paypal


TomN

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Hi i've just signed up to Paypal and have added my bank account and card details and am Verified. I want to start buying/bidding on Ebay but do i have to transfer money from my account to the Paypal account first before I can use Paypal?

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right i had a really useful e-mail somewhere about paypal and how it all works but i've been seraching my endless inbox for 10 minutes and not found it so i'll try and give you the jist of what i remember.

There are two types of paypal account as far as i know, standard and buisness. If you have a standard account you can only recieve money thats sent from a paypal account or a debit card. So if you want to recieve money from a credit card you have to upgrade to a buisness account.

as for paying, as long as you have a credit card hooked up to your paypal account you can just pay sellers using that. So you go through the steps and the sellers are sent money to their paypal account. Then at the end of the month that amount will appear on your credit card statement.

I also think you can do the same with a debit card, so you pay the seller but instead of being on your statement the amount comes straight out of your account.

And again, you can put money in your paypal account and use that to pay sellers instead, so you pay them, and the money goes straight from your payapl account to theirs.

Basically, as far as i know you don't have to transfer money to your paypal account first, as long as the seller has a business account. I've never had to put money in there and i've bought tons of stuff. The only time i've had money in my paypal account is if i've sold something.

I ain't explained it very well but maybe it'll help.

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I also think you can do the same with a debit card, so you pay the seller but instead of being on your statement the amount comes straight out of your account.

That is right (Y)

It takes money automatically out of your account if it needs it, but it won't put any money back into your account automatically. Because you need to pay Paypal to do that. Pisses me off so much. It's not as if eBay aren't making enough money already, they still feel the need to whack extra charges on (Y)

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