Bike Insurance

[Ingram]

Hello, Basically i want to insure both my bikes so does anyone know of any good companys? Thanks, Jake

[tank_rider]

it depends where you lock them up etc, and how much you want to insure them for, and finally where you live.

I've used two companies in the past, Endsleigh and E and L.

I used E and L last year as they were cheapest, however i had to buy a datatag and new lock to validate the insurance, but they do have the advantage of the cover including up to £1 million public liability cover, so should you land on someone etc then you are covered for that.

This year i have gone with Endsleigh, purely and simply on cost, they have re-classified Loughborough as a low risk area and so it was cheaper than E and L (but without the public liability) and i had the decent lock from last year which is still valid under the endsleigh policy. Additionally due to having a T-rex which you cannot fit a datatag to, then Endsleigh policy doesn't require a datatag and so was the only real option.

Price wise, i paid £100 for a year to cover my t-rex which is valued at £1200, which is about the same as i paid for E and L last year (this years prices have gone up significantly though) but had to buy the lock and datatag last year.