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Another Car Insurance Thread


Tony Harrison

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Being that I live in a city centre a car isn't essential, but would be helpful for getting to other places to ride, etc. I've been given a 1.1 litre Fiesta, but to make it worthwhile I've decided the insurance premium (TPFT) must be £600 of less. As I'm 23 and have been driving for 4 years with no previous claims (but no 'no claims' either - never had my own insurance policy before) I don't think this is too unrealistic.

My best quote is £390 for my parents address, but at my address it is £690 (that's with Tesco) because it is a 'higher risk area'. Can't really get away with lying and saying I keep the car at my parents, so I will inevitably have to pay the higher price.

So...

Any ideas where else I could get a quote?

I've tried CIS, AA and Norwich Union (they didn't quote me happy).

Thanks.

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Norwich union...they quoted me happy yesterday.

I was paying £778 , mum as main driver..me as a named driver...with nuthing on my car declared...nor where my points for speeding declared..

Rung up norwich union, Decaled everything on my car, and my points.. £699

well chuffed, even if it is well expensive :P

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Last year was my first year driving. CIS was cheapest, at £1100 odd for a group 2 car, went to a group 3 car only increased by £50. After 1st years driving hassle free, I expected my 'Big Drop'. Only to find that they took off about £150, so around about £900.. great!

After some hunting I found Norwich Union to be cheapest at £670, Thats for a group 6 car :P , with 'non-mfr alloys' :P , and three points :P . (20yr old, TPFT, Licence - 1yr, 1yr NCD)

So Norwich Union did well and truely 'Quote you happy'.

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Tescos and Elephant have been my choice for best value insurer in the last couple of years.

I'm paying around £400 for a 1.3L '96 Fiesta, and I now have full no claims, wrangled because we transferred both cars to Elephant and they let me share Tracy's no claims status as a lure.

Just working out what car to get next because the Fiesta's failed the MOT, has done over 100k, and has a catalog of bits on the way out once the corroded fuel pipes have been replaced to get through the test!

Steve

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