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How hard is to get your own apartments in UK?


CriminalRider

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And how hard is to get your own apartments in city like Leeds if you have ~average salary?

I want to compare to Russia. For example average annual income (after paying taxes) in my city are 5000 GBP (for average honest guy working on some usual job). Some economy-class new apartments ~64m2 costs ~2800000 RUB = 46666 GBP. So you have to save your money for almost 10 years and actually you have to not exist. So really with 5000GBP/year if you are alive and you are human you can save ~ 2000, no more. So to buy an apartments with average salary you need ~ 23.3 years. This is f**king stupid. I can't get it, how usual people live and survive in our f**king country? They even can't buy own apartments for whole life. Biketrials? Hobbies? Are you kidding? They have money only on food, paying for apartments and clothes. I just can't (not just don't want, I can't) live honestly in Russia, even the risk of going to jail/have a problems are irrelevant. If I would live honestly like others I will never have a good apartments, car and family. How can you buy f**king arcade/fourplay in Russia if it costs more than your quarterly income. Those who live honestly in Russia has no live, it's more like existence.

So what about UK-average-honest-guy?

92625_2.jpg

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We use mortgages.

EDIT: In fact, I'm going to credit your question with some maths just to show you something.

Average salary in the UK is £26,500 (source)

Using your same figure of 40% to spend/save on a house, that gives £10,600 per year.

Average house price in the UK is £250,000 (source)

So, using the same sort of figures as you've used for Russia, it ends up as 23.6 years. So, quit whinging.

Edited by JD™
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No we don't, we need to compare averages. Just as we did. That's the logical thing to do, but obviously you'll go for changing the rules because you didn't expect the story to be the same here.

Can't buy? Rent. Don't want to rent? Live in the street. There's always a choice, and you're choosing to be annoyed at something you have no control over. Be a part of it, or move. TF really doesn't need to be your 'my country sucks' sounding board.

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Well, to be objective we need to compare SAME apartments (there are many factors influencing on cost) in ~same city (by population at least). We also can use mortages, but it's harder to get and percent is pretty high (~14%+/year)

Yes, he could find extreme examples, if he would look for a guy who earns millions and looking for a house in Leeds, but actually you were looking for the average guy, and there you go

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No we don't, we need to compare averages. Just as we did. That's the logical thing to do, but obviously you'll go for changing the rules because you didn't expect the story to be the same here.

Can't buy? Rent. Don't want to rent? Live in the street. There's always a choice, and you're choosing to be annoyed at something you have no control over. Be a part of it, or move. TF really doesn't need to be your 'my country sucks' sounding board.

My Example isn't an average, I'll need to find some statistics.

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Why bother? You wanted to know what it was like for:

UK-average-honest-guy

...and the answer is here:

We use mortgages.

...

Average salary in the UK is £26,500 (source)

Using your same figure of 40% to spend/save on a house, that gives £10,600 per year.

Average house price in the UK is £250,000 (source)

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I'm not planning for anything in particular. Since 2006, I've lived in 8 different towns/cities (in something like 12 or 13 different houses/flats) and I haven't really found somewhere yet I'd particularly want to commit to living in. I don't really have any plans to settle down and I enjoy the flexibility of being able to just ditch wherever I'm living with a months notice to my landlord, so for the foreseeable future I'd prefer to do that really. For example, when I left TartyBikes I applied for some jobs overseas and it's nice to have that ability to do that without having to deal with extra hassle for stuff I'm tied into in the UK. I can appreciate that the security and all that jazz of a house you own would be nice, but I prefer being able to do whatever/whenever.

EDIT: Obviously the main thing is that there's no way I could afford to put a deposit down for a house, and I'd imagine no-one would really want to give me a mortgage. Well, actually, I'd hope no-one would give me a mortgage as that's essentially what led to the global economy shitting the bed back in 2008-2009...

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Just to add my 2p I rented for a good few years (paying ~£650 per month) before buying a £198k 3 bed house back in 2010. Mortaged for £168k with repayments of ~£1150 per month (20 year mortgage). Probably couldn't do it on my own salary alone but with my wife's income as well it's fairly easy.

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Can you give me some links/pics? It's very cheap, we have same prices in my city but apartments for that price will be not so decent.

www.propertypal.com

it is a website that has loads of house in Northern Ireland

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We use mortgages.

EDIT: In fact, I'm going to credit your question with some maths just to show you something.

Average salary in the UK is £26,500 (source)

Using your same figure of 40% to spend/save on a house, that gives £10,600 per year.

Average house price in the UK is £250,000 (source)

So, using the same sort of figures as you've used for Russia, it ends up as 23.6 years. So, quit whinging.

Wow-wow-wow you can't compare awesome houses like this http://www.propertypal.com/94-castor-bay-road-lurgan/122756/photo-6 to shitty cheap 64m2 apartments in Russia for 46666. This is absolutely incomparable things.

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Thats a nice house but do not forget

A it is Northern Ireland not England

B lurgan is not the safest place, although im just here now. Not too dangerous but you must know where not to go and who you should not start to fight.

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I'd say you could compare Northern Ireland to Russia…..

* only a joke, put your petrol bombs down.

* again a joke.

But seriously it's a recession, there's more cost-effective ways to fight. Got no money and you're using petrol? Bourgeois bastards.

* Still joking.

Sort of.


Wow-wow-wow you can't compare awesome houses like this http://www.propertypal.com/94-castor-bay-road-lurgan/122756/photo-6 to shitty cheap 64m2 apartments in Russia for 46666. This is absolutely incomparable things.

Would you stop your bloody complaining. Do you know the women people have to suffer here whilst you get all the smoking hot ones who know what they want, like a drink and can pull off a fur-lined coat like no other.

It's easy to dwell on the negatives.

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It's easy to dwell on the negatives.

It's pretty easy to dwell in negatives too, I've lived in some shit places.

In London the minimum I paid per month was £400 or so, although in similar areas now it's over £500 it seems. Most places in Bristol were £300-350 as a minimum. Blackpool was pretty similar too.

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Get yourself addicted to crack cocaine, and get a random bird pregnant, then tell the council you are homeless. They'll throw houses at you. For free. And give you some free money as well. And if you are really lucky, they'll pay your rent and council tax as well.

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In my last 2 years of full time work i have lost £3k and have no tangible assets. I was probably on above average wage for my age group. Lifes not easy here. I highly doubt unless you a skilled in a trade you could come here and get a decent job any time soon. There is plently of information online. When i was at college i worked at Sainsburys the Russian car cleaners worked every hour of the day and 14 of them lived in a 4 bed and had no luxury's - im not saying you would be that person but not all people come over here and live the English dream.

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