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Duncy H

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Have insurance prices gone up generally recently?

I've recently sold the van I've owned for the last 4 years and bought a very boring/sensible 2005 Skoda Octavia 1.9tdi Estate (105bhp). When I called my insurace company to swap the vehicles they said they'd be able to give me an idea of what my renewal will be (November).

Despite the fact I'm now 25, and have 5years protected no claims the price is actually more.

The Mrs got her renewal quote through the door the other day too, and hers has only dropped by £1! Despite also now being 25 and having another year no-claims.

Obviously both of us are going to now shop around, but in previous years with the same company I've always experienced nice steady drops in the price?

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Have insurance prices gone up generally recently?

Renewal talk

I haven't once (in the last 5 years at least) received a renewal letter with a price lower than the previous year, always £10-200 higher than the previous year. If you phone them up and say wtf then they always drop the price considerably.

I guess they make a lot of money out of people who don't pay attention, assume that the renewal quote is the best deal and let it roll over.

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Another one for the "More expensive every year" crew. Going on for 6 years NCB, no points, no convictions, etc. - up every time. The only reason it dropped this time was because I put my sister on my car as a named driver. f**king racketeering bullshit...

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Just activated my fibre connection at home. 32 vs around 1.1 mbps. Wedding anniversary tomorrow and wife wanted to stay home this morning before we head to London later. Now we can because I can sneakily get some work done.,,

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Another one for the "More expensive every year" crew. Going on for 6 years NCB, no points, no convictions, etc. - up every time. The only reason it dropped this time was because I put my sister on my car as a named driver. f**king racketeering bullshit...

Both my parents on mine, both driving 30+ years, no claims or convictions in the last 5 years etc, 1.3l Micra doing 3000 miles a year (honest), TPFT, parked in a private car park etc. Still £800. More than the car is worth and I'm 25. :lol:

It's pretty insane really.

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See I'm lazy and cba with shopping around, besides which the resulting phone bill from shopping around invariably costs more than the saving on insurance ;)

It's dropped from last year so can't complain, would probably be less if I put the wife on there (not that she can drive).

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Well I'm 36, 10 years ncb, license holder for 18 years and still 350 quid!

Meh it needs to be paid and it could be worse :D

I'm 34, 11 years no claims, licence holder for 13 and my lowest price I could get to was £309 fully comp on my 1.4 tdci fiesta
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I used flux when I had the golf gti as they were the cheapest at the time, when I got the focus (1.8 tdci) I checked various comparison sites and hastings were consistently cheapest by the time you factor in the extras that they don't charge you for (legal/windscreen cover etc.). They haven't got any more expensive over the last 4 years so I'm not too fussed about saving 20 quid.

If I paid it in one lump sum then it would be a little over 300 quid.

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In a hot bath at home after a week on exercise in the same spot a number of Royal Marines died earlier on the year. Pretty humbling being up in the hills in a spot like that knowing how serious things can get.

Family wedding tomorrow and whilst I've not yet ironed shirts, polished shoes or regained the ability to walk like a normal human being, it should be a pretty awesome day despite the weather's attempts to change that :)

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I'm cycling the beacons on Sunday Luke, gonna be a tough day!

I suspect it's going to be tougher for Mike Duff due to no suspension :D

How would you compare the tracks up there to say the cannock singletrack? Trying to gauge just how painful it's going to be :D

I'm cycling the beacons on Sunday Luke, gonna be a tough day!

I suspect it's going to be tougher for Mike Duff due to no suspension :D

How would you compare the tracks up there to say the cannock singletrack? Trying to gauge just how painful it's going to be :D

I'm cycling the beacons on Sunday Luke, gonna be a tough day!

I suspect it's going to be tougher for Mike Duff due to no suspension :D

How would you compare the tracks up there to say the cannock singletrack? Trying to gauge just how painful it's going to be :D

I'm cycling the beacons on Sunday Luke, gonna be a tough day!

I suspect it's going to be tougher for Mike Duff due to no suspension :D

How would you compare the tracks up there to say the cannock singletrack? Trying to gauge just how painful it's going to be :D

I'm cycling the beacons on Sunday Luke, gonna be a tough day!

I suspect it's going to be tougher for Mike Duff due to no suspension :D

How would you compare the tracks up there to say the cannock singletrack? Trying to gauge just how painful it's going to be :D

edit: aha the forum is borked!

Edited by forteh
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