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The Happy Thread


Duncy H

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Turned out my gf had come all the way from her house to surprise me as she knew I've been ill and my mum and her had been organising it through the day so that she could eat with us etc.

Sounds like a ton of work had to go into making this all come together and happen. Does she need those 'special arrangements' people sometimes have when they travel by plane?

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I've just had the best news ever.

My sister lives in a house which is above my mums shop. My grandpa owns the property, and my sister has been living in there with her husband and daughter for the past 7 years. She pays my grandpa £800 a month as rent for the property, but Grandpa has been secretly putting £200 a month of this by as savings for her. Because she's shit with money.

Hugely cheap for what would easily rent for £1400+.

My sister works part time and struggles, her husband works full time but for a low wage and isn't what you'd call 'employment gold' because he's just a bit simple basically. And with a young one they struggle financially.

They've been waiting for a council house for 5 years now, and they've finally been awarded one. Which is a huge weight lifted.

They've viewed a flat which will be much more manageable for them, easier to heat, easier to clean, less wasted space. And the council house benefits that go with it. They've accepted it and will be moving in before the new year.

This is what has sparked my desire to own my own home early, and to get my feet on the ladder firmly before I start to add other things to my life.

Mum told me today that they had accepted the flat.

Then she told me that Grandpa has said that if I repaint the house and sort the garden out I can move in as soon as I like, and leave as early as I like with no deposit for £400 a month. He won't skim some off the top to put into saving like he did with my sister, and he knows I'm really struggling living with my parents after living away for so long.

I'm so excited about this, it's perfect. It's far away from our respective parents that my girlfriend won't feel like she's living at home, it's close enough to work that I can get to work within half an hour but far enough away to not have work on my doorstep, it's 1/4 of a mile walk to the train station so perfect for my girlfriend to go into London or down to the coast to see her friends. And it'll be ready before my girlfriend gets back so I can have a home setup for her straight away.

My concerns are...

Girlfriend has never seen it.

Girlfriend will have to find work local to Fleet; I'm not sure how she'll feel about that.

Girlfriend specifically told me she didn't want me making decision before she came back and that we would do it together.

However this will give us the perfect stepping stone and will remove all the pressure from us finding the perfect house. She'd be mad not to go with it.

So happy!

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Girlfriend will have to find work local to Fleet; I'm not sure how she'll feel about that.

Girlfriend specifically told me she didn't want me making decision before she came back and that we would do it together.

Does she have any work sorted for when she comes back? Otherwise I can't see it being a problem, other than distance to friends and that..

This has potential to go badly depending on how she sees it, it's very responsible Jardo or reckless Jardo...

You never said what's happened to the money in the savings, is it being given to her? It also seems kind of like it's not your sisters money being saved up but more of a gift from your grandparents. Even though the secret savings thing is really cool :)

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Definitely need to run it by her mate. As much as it seems like an epic idea to surprise her by having everything totally sorted for her return, it's a proper biggy and can't be done without at least a chat to see how open she is to the idea. Get in touch and have a chat when you can, set it up as a trial basis type arrangement if she seems happy enough and go from there.

Edit: Definitely awesome of your grandpa though, what a hero on all counts!

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This is what has sparked my desire to own my own home early, and to get my feet on the ladder firmly before I start to add other things to my life.

Then she told me that Grandpa has said that if I repaint the house and sort the garden out I can move in as soon as I like, and leave as early as I like with no deposit for £400 a month. He won't skim some off the top to put into saving like he did with my sister, and he knows I'm really struggling living with my parents after living away for so long.

So you're just renting it off your grandad? Why not just buy your own place and put the £400 towards a mortgage?

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Yes just renting off my grandpa, and yes he gave my sister 7 years worth of £200 a month back.

Because spending months on end trawling through finding the perfect place, finding the right school for her to work at and juggling our work life balance whilst looking to get a mortgage and having to live in separate houses with our parents sounds like incredibly un-fun. It's very difficult for me to get a mortgage because my commission based employment, banks will only accept £30,000PA as my income, even though it's closer to 60, I've not ever had continuous employment for more than two years at one employer, I've had a shocking credit history in the past from when I was in Plymouth, and lenders just don't seem to want me around. So I can't buy for a while yet anyway. Pretty gash and all my own fault. But it's not until you get told you can't have something that you really want it. Hence selling the track car and all the work I'm doing at the moment.

Key point I've missed here is that her mum is bi-polar and hates me. As in, she tried to pay my girlfriend to stay in Australia for a full year to split us up. I'm not welcome on their drive-way, literally. She can't live with her parents when she gets back.

Her mum believes that we can't ever be together because if we had children they would have 'mental deficiencies' because I'm autistic. This is coming from a very well respected ex head teacher of 30+ years. She's a horrible bitch, I hope she dies a slow and painful death for the way she has treated me.

Ironically, I got on with her parents absolutely beautifully for many years both both and after we got together. Then one day I parked my car on their drive whilst her mother was at the shops, and I parked it opposite her mums space because her dad was moving big oil bowsers that he used to heat the pool around, and the tire had gone flat on the trailer he was pulling them with so he'd had to abandon it across the drive.

I was helping her dad change the tire when her mum pulled up, couldn't park in her space and went absolutely f**king psycho at me. I've never seen somebody react in the way she did, it was quite unholy.

And she's been an absolute c-u-n-t to me every since, I've not spoken to her but the things I've been told, and having my girlfriend turn up on my doorstep at floods of tears because of the barrage of of abuse she's got from her mum about me.

Edited by Pashley26
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Just shy of £17k. Not too shabby at all!

Yep, I think in the end they ended up giving her back about £13,000 because she'd borrowed a fair bit off my grandparents and missed quite a lot of months rent...

I'm not running it by her, I'm moving in ASAP.

If I don't, she'll have to come to my parents every time she wants to see me like she had to for the months before she left. It was agonising.

She'll have to come to see me anyway, if she wants to come and see me and me be in my own house then amazing. If she wants to live with me in it for a bit then even better.

But I'm not hanging around for her to come back, have WW4 with her parents and then us have to rush into finding somewhere to live when I'm being given somewhere on a plate.

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If you're able to move in yourself anyway then by all means go for it - run it by her when you chat to her/whenever as well and if she wants to join you there then even better, but if not it'll be sweet to have your own space anyway. Just keep half an eye on how much you're still able to save for buying as obviously £400 a month, although cheap rent, is still a reasonable chunk out of your savings.

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If you're able to move in yourself anyway then by all means go for it - run it by her when you chat to her/whenever as well and if she wants to join you there then even better, but if not it'll be sweet to have your own space anyway. Just keep half an eye on how much you're still able to save for buying as obviously £400 a month, although cheap rent, is still a reasonable chunk out of your savings.

It is, but I pay my mum £400 a month to live with her, and £100 to cover bills. So it's only costing me my bills, and a bit of extra fuel to get to work which is waaaay offset by driving the Panda.

So when are you coming over for beers?

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