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Phone Insurance?


bike_dummie

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Hi,

Gonna get a HTC One X soon hopefully after my last phone was stolen so i am looking into insurance. This is my first time insuring a phone as i cannot afford to keep replacing my phone every 6 months so i was wondering how and where you isurue your phones.

I was looking at insurance from My Gadget Buddy at £4.99 a month covering damage, theft, unauthorized calls, breakdown and loss. This is the cheapest i could find with a reasonable policy as most of the cheaper insurance on covered up to the first 6 months.

I also thought about putting the phone on the home insurance as a possession outside the home. Any one else do this? What would it cover ect?

So what other options do i have or cheaper alternatives?

Thanks, Adam.

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I went through my bank, £7.50 a month which includes my overdraft (that I was paying £2/month for anyway). This covers absolutely everything, including any other gadgets I have so laptop, iPod, cameras etc :)

Can even have it stolen from my car (as long as it was in glovebox or boot) and they'll cover that so I don't have to go through car insurance :)

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If you have a natwest account and pay for 'advantage gold' (think its £12 a month) you get some handy stuff, namely:

breakdown cover (not sure to what extent)

mobile phone insurance

travel insurance

normally i wouldn't go for such a thing but it got me £999 off my mortgate too.

edit: beaten to it :P

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