Ash-Kennard Posted July 10, 2008 Report Share Posted July 10, 2008 (edited) how and who with can i insure a car for the cheapest possible amount without being stitched over? planning on getting a 1.3 seat ibiza if anyone cares first car, no NCB, 17.... Edited July 10, 2008 by Ash-Kennard Quote Link to comment Share on other sites More sharing options...
HarshRider Posted July 10, 2008 Report Share Posted July 10, 2008 haha best to just go one moneysupermarket or sites like them, they look over all insures! i just bought and insured my car for £360 in total Quote Link to comment Share on other sites More sharing options...
Ash-Kennard Posted July 10, 2008 Author Report Share Posted July 10, 2008 POW!! obviously i already searched, non of those topics really help, its for people who are about 19 and doesnt really list companies and people taking the piss out of someone who wanted a bmw as their first car. name some decent companies instead? Quote Link to comment Share on other sites More sharing options...
Ash-Kennard Posted July 10, 2008 Author Report Share Posted July 10, 2008 Most comparison sites are the best way to start they have been soo shite, 1900 for a 1.3 seat. 1300 for a 1.2 corsa wtf Quote Link to comment Share on other sites More sharing options...
Bigman Posted July 10, 2008 Report Share Posted July 10, 2008 they have been soo shite, 1900 for a 1.3 seat. 1300 for a 1.2 corsa wtf Thats about what i would expect though Ash! If i were you i would try and get on your parents insurance for a couple of years then hope that they do a deal where if you stay with that insurer they would give you the no claims you could have earnt, thats what mine did, insurance was £1000 fully comp on the Audi last year, this year i changed insurer and it has gone down to £460 fully comp Adam Quote Link to comment Share on other sites More sharing options...
AdamR28 Posted July 10, 2008 Report Share Posted July 10, 2008 1900 for a 1.3 seat. 1300 for a 1.2 corsa wtf That's cheap! I paid £1400 for TPF&T on a 1.1 106 when I was 18... (insurance in my own name) Quote Link to comment Share on other sites More sharing options...
Ash-Kennard Posted July 10, 2008 Author Report Share Posted July 10, 2008 Thats about what i would expect though Ash! If i were you i would try and get on your parents insurance for a couple of years then hope that they do a deal where if you stay with that insurer they would give you the no claims you could have earnt, thats what mine did, insurance was £1000 fully comp on the Audi last year, this year i changed insurer and it has gone down to £460 fully comp Adam ok, guess ill have to do that then. Quote Link to comment Share on other sites More sharing options...
Swize Posted July 10, 2008 Report Share Posted July 10, 2008 (edited) im in the same situation and from what i can see its pay now or pay later, you need no claims for cheep insurance. Best company i found to be was direct line far better quotes than any other company and they dont boost it up once you pass your test. to be honest car insurance aint gonna be far under £1500 for whatever at this age. Its all good being a named driver on a car but the second you get your own insurance it gets bumped back up to 1k ish. If your gonna go that route do it with a company that does name driver no claims then it can kinda help. Also there trying to crack down on people being "named drivers" when there actually driving the car more, dunno how they can like but they are. But yeah its a joke Edited July 10, 2008 by Swize Quote Link to comment Share on other sites More sharing options...
TomN Posted July 10, 2008 Report Share Posted July 10, 2008 I'm with direct line at moment 1500 third party fire and theft for my mk polo coupe s 1.3, however if i could of paid it off straight away then it would of been 1250. :l ha oh well however they won't insure me on my new car, mk4 golf gt tdi 110bhp because their policy is that i have to be 21 or with 2 years no claims so i'm having to look for another qoute which i got off ad flux, fully comp 1313 gunna see if anyone can give me a cheaper quote. Quote Link to comment Share on other sites More sharing options...
Synergy Posted July 10, 2008 Report Share Posted July 10, 2008 tesco or quinndirect Quote Link to comment Share on other sites More sharing options...
amanda Posted July 10, 2008 Report Share Posted July 10, 2008 they have been soo shite, 1900 for a 1.3 seat. 1300 for a 1.2 corsa wtf Tesco quoted me £650 for a 1.2 corsa. Quote Link to comment Share on other sites More sharing options...
Luke Rainbird Posted July 10, 2008 Report Share Posted July 10, 2008 You have a womb. Your information is invalid. As is Kennard. Also, the method Smo mentioned a while back about getting cheaper insurance sounds interesting - might be worth considering Quote Link to comment Share on other sites More sharing options...
amanda Posted July 10, 2008 Report Share Posted July 10, 2008 (edited) You have a womb. Your information is invalid. As is Kennard. Also, the method Smo mentioned a while back about getting cheaper insurance sounds interesting - might be worth considering I didn't tell Tesco I don't have balls. edit: oops, I did tell them edit2: uh oh. I did wonder why he had taken the lock off the spare room's door. Edited July 10, 2008 by amanda Quote Link to comment Share on other sites More sharing options...
Luke Rainbird Posted July 10, 2008 Report Share Posted July 10, 2008 Oh, you've got balls alright I'd never crash at French's place without a locking door... I won't go into anything else, for the sake of numerous people Quote Link to comment Share on other sites More sharing options...
Dan-Walker Posted July 10, 2008 Report Share Posted July 10, 2008 you done you test yet ash ? Quote Link to comment Share on other sites More sharing options...
Ash-Kennard Posted July 10, 2008 Author Report Share Posted July 10, 2008 soon my dear Quote Link to comment Share on other sites More sharing options...
Dan Campbell Posted July 10, 2008 Report Share Posted July 10, 2008 I paid £650 TPFT on a 1.2 clio @ 18. That was with Pass Plus with Norwich Union. Was about 5 years ago but if you shop around you must be able to make it under a grand! Do pass plus and make sure you do all you can to lower the cost (park on drive etc) Quote Link to comment Share on other sites More sharing options...
fredrico Posted July 10, 2008 Report Share Posted July 10, 2008 churchill, ive got a saved quote of £1700 fully comp on a 1.4 106 compared the the £3000 quoted everywhere else. Quote Link to comment Share on other sites More sharing options...
Prawny Baby Posted July 10, 2008 Report Share Posted July 10, 2008 it shouldn't be anywhere near that ash! My first year when I was 17 cost me £452 on a 998 Mini, that went up to £999 after a gay stupid crash which took away the benefit of pass plus. Then when I was 19 with all mods declared it was just £630 with HIC, and now the Mini is only £168 a year fully comp! The audi cost me £1900 when I was 19, £900 when I was 20, and now £700 now I'm 21. I've also insured Tori's 1.4 Polo fully comp for her, as a named driver on my policy, for just £400 with her as a learner. Quote Link to comment Share on other sites More sharing options...
fredrico Posted July 10, 2008 Report Share Posted July 10, 2008 At the moment you will be lucky to get a quote anywhere near what Nick has said, insurance has reached its highest rates in a long time, most places are around 1700 tpft for a 1.1, no joke. Quote Link to comment Share on other sites More sharing options...
Fish-Finger-er Posted July 10, 2008 Report Share Posted July 10, 2008 yea, nick, the quotes hes getting aint that far off the mark, its 3 years since i did my test. but it was £1250 tpft, for a 1.4 306. and i live in the arse end of nowhere. granted, its now 3 years on, and im paying £730 fully comp, for an £8000 car, thats a bit quicker than me first car. Quote Link to comment Share on other sites More sharing options...
Andy P Posted July 11, 2008 Report Share Posted July 11, 2008 Ahh poor Ash!!I'm paying £200 fully comp on the 1.4 Volvo 340 WITHOUT using any of my NCB As everyone has already said, there's no "best" company. A price comparison site and a load of telephone calls is your best bet. Either that or get a different car.Andy Quote Link to comment Share on other sites More sharing options...
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