Clarky Posted October 7, 2007 Report Share Posted October 7, 2007 hi getting a car soon and i am not btohered what it is to be honest as long as insurance is cheap dont mind going third party if its a cheap car under a grand, anyone get insured for under 2 grand on thier own policy not thier mums e.t.c?If so can you tell me what car it was on thanks. Quote Link to comment Share on other sites More sharing options...
SamHolmes Posted October 7, 2007 Report Share Posted October 7, 2007 Any small cars, 1.0, 1.1, 1.2I've been looking at quotes on a Clio 1.2 and cheapest that were coming in were like £1800 on my own policy and for third party Quote Link to comment Share on other sites More sharing options...
squince Posted October 7, 2007 Report Share Posted October 7, 2007 www.churchill.com, read the small print mind, its quite a big voluntary excess for a 17 year old. Quote Link to comment Share on other sites More sharing options...
James Quigley Posted October 7, 2007 Report Share Posted October 7, 2007 FYI if you add one of your parents as a 'named driver' the policy is still in your name (so you get your no claims bonus) but just having them on the policy brings the quote down.Also voluntary excess is whatever you want it to be (the higher the excess the lower the premium) however all drivers under the age of 21 (could be 25) have to pay an extra compulsary young drivers excess of £250. So if you had a voluntary excess of £250 you would have to pay £500.(bear in mind you only pay the excess if you have to make a claim.Google to find out the insurance group of any car you're looking at buying, the lower the insurance group the lower the quotes. Quote Link to comment Share on other sites More sharing options...
LiamWood! Posted October 9, 2007 Report Share Posted October 9, 2007 Any small cars, 1.0, 1.1, 1.2I've been looking at quotes on a Clio 1.2 and cheapest that were coming in were like £1800 on my own policy and for third partyWhaaat? i was doing insurance quotes because i was bored, i did one for a fully modifeid saxo vtr and it wasent that much!!! Quote Link to comment Share on other sites More sharing options...
Billy Posted October 9, 2007 Report Share Posted October 9, 2007 My Saxo SX 1.1 is £1700 fully comp, my Dad the main driver, me as named. I get no claims too Quote Link to comment Share on other sites More sharing options...
br3n Posted October 10, 2007 Report Share Posted October 10, 2007 saxos are bad because so many of them are baz'ed up and drive badly/crash a lot, so are civics (from insurance point of view)cheap, relativly quick cars to buy/insure are mitusbishi colt cj? (1.6 group 6 i think) almera si (1.4 group 5?) almera sri (1.6 group 7) Quote Link to comment Share on other sites More sharing options...
poopipe Posted October 10, 2007 Report Share Posted October 10, 2007 fiat 126 no contesthaving a car that isn't worth shit makes the insurance cheaper. Buy one for 300quid, drive it till it dies, repeat until you've got 3 years no-claims then buy a shiny car. Quote Link to comment Share on other sites More sharing options...
Egg Fried Rice Posted October 10, 2007 Report Share Posted October 10, 2007 1.4 2003 Fiesta Zetec, got a quote from Swinton and it was £3800 with PassPlus it will go down to £2500. I hate insurance prices.JK Quote Link to comment Share on other sites More sharing options...
Token Posted October 10, 2007 Report Share Posted October 10, 2007 17 year old insured as a named driver (able to get own no claims build up with Norwich Union) on a Rover 1.4i 16v dohc for 800quid a year. Was pretty happy with that. Quote Link to comment Share on other sites More sharing options...
dirtbiker Posted October 10, 2007 Report Share Posted October 10, 2007 My first mini was £666 on a bonus accelerator policy with Elephant for my first year of driving (17, no no-claims) so they're a good bet and you could easily pick one up for a a grand... Quote Link to comment Share on other sites More sharing options...
David Posted October 10, 2007 Report Share Posted October 10, 2007 17 year old insured as a named driver (able to get own no claims build up with Norwich Union) on a Rover 1.4i 16v dohc for 800quid a year. Was pretty happy with that.That seems well cheap, when you say named driver are you the only driver/owner on the policy? Is that third party only?Dave Quote Link to comment Share on other sites More sharing options...
downhill_rob2@hotmail.com Posted October 10, 2007 Report Share Posted October 10, 2007 It's with an Irish firm...I forget the name, it'll come to me soon...Quinn direct?thats who im with.Fiat punto S mk1 1.2 8V £1.178.18 fully comp dad as named driver, me as owner.I really need to get it sorted for my pass plus and change it to a full uk though, so looking at it being below £1000 atleast! Quote Link to comment Share on other sites More sharing options...
future orange 660 Posted October 10, 2007 Report Share Posted October 10, 2007 usually these sort of topics are flooded with responses geared towards the 306 dt. so yeh. 306 dt, hdi. whichever u can afford Quote Link to comment Share on other sites More sharing options...
Clarky Posted October 12, 2007 Author Report Share Posted October 12, 2007 usually these sort of topics are flooded with responses geared towards the 306 dt. so yeh. 306 dt, hdi. whichever u can affordfunny you should say that uve been looking at 1.4 meridian and 1.6 306's and there around 2400 to insure comprehensve on my own ploicy at 17 Quote Link to comment Share on other sites More sharing options...
Simon Posted October 13, 2007 Report Share Posted October 13, 2007 2400?f**k that. I wouldn't pay over 1500 for a first car on insurance, completely not worth it.For the year and a half i had my 306 i was under my dads name for 330 quid a year, no i didn't get NCB but it mean't by the time i got my VTi which is a group 16 car i can insure it for 1240 TPFT, its only TPFT because the car isn't worth insuring as fully comp yet.Get a real shitter or go through parents and don't just pay 2k for insurance because you want NCB or what ever, for me at least it worked out cheaper to go under my dads for first part of my driving life.Also, insurance goes down substantially after 2 years of driving, and i do mean a lot, in my case it was over half. Quote Link to comment Share on other sites More sharing options...
Scotty Evil1 Posted October 13, 2007 Report Share Posted October 13, 2007 Fiat uno start. 1.0, £1300, thats with a few extras added onto it, think the actuall insurance was bout £1280.3rd party fire and theft was the cheapest with them, and it was cheaper for me to go on my own, not with my mum.Thats with ecarinsuranceCheapest deal i could findScott Quote Link to comment Share on other sites More sharing options...
Billy Posted October 13, 2007 Report Share Posted October 13, 2007 saxos are bad because so many of them are baz'ed up and drive badly/crash a lot, so are civics (from insurance point of view)cheap, relativly quick cars to buy/insure are mitusbishi colt cj? (1.6 group 6 i think) almera si (1.4 group 5?) almera sri (1.6 group 7)You must be fooking joking pal. Saxos are group 3? I really doubt either of those are cheaper than a saxo! Quote Link to comment Share on other sites More sharing options...
Caleb Posted October 13, 2007 Report Share Posted October 13, 2007 306 d turbo are quite cheap to insureim on £1300 tpft with post office at 18 Quote Link to comment Share on other sites More sharing options...
Rob_P Posted October 13, 2007 Report Share Posted October 13, 2007 Golf GTI Turbo, £680 tpff at 19 under my dads name, 0 ncb, with ecar Totally agree with Simon, I didnt want to waste over a grand on a first car for insurance. Quote Link to comment Share on other sites More sharing options...
matt rushton Posted October 13, 2007 Report Share Posted October 13, 2007 Me brothers Saxo VTR is £1600.It depends alot on where about you live. Eg crime levels in that area etc.Matt Rushton Quote Link to comment Share on other sites More sharing options...
PaRtZ Posted October 14, 2007 Report Share Posted October 14, 2007 Skoda Felicia estate 1.9D. Beast for carrying bikes around on, good MPG tooat 19, under my own name, fully comprehensive: £1005 ish. Pretty damn happy with that to be honest. Going to be selling it soon though cos of uni. Dont want to though I love my car too much hahaha Quote Link to comment Share on other sites More sharing options...
Alex Dark Posted October 16, 2007 Report Share Posted October 16, 2007 Volkswagen polo 1.0l w reg......fully comp, named driver on parents policy......£370!£2500 worth of car as well.....quinn insurance...... Quote Link to comment Share on other sites More sharing options...
*OnzaMike* Posted October 16, 2007 Report Share Posted October 16, 2007 Quinn Direct are probs best all round company, although custom service is crap. Im 18 0ncb and pass plus 1.6 mk4 astra 600 a year tpff on my own with direct line. bargain Come march it will either be a vts, seat leon cupra or similar im hoping. Directline are crap though, they wouldnt insure me on a toyota glanza v as it was import and im under 25, and they want 2 years no claims and 21 to drive a vtr :| i could get insurance on a vtr at 17 without any no claims ha loosers. Quote Link to comment Share on other sites More sharing options...
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