The Stig Posted October 1, 2007 Report Share Posted October 1, 2007 Ok right i will shortly starting to drive and have started looking round for some quotes. I know the car i want a 106 quicksilver looking to spend 1600 upwards to 2000 no more. 2000 model preferably but i have looked around and the cheapest insurer is e car for 1,600 is that extortionate? The car is 1.4 1360cc with third party fire and theft if you need to know, anyone know of a really dirt cheap insurer?PLEASE HELP ME Tom Quote Link to comment Share on other sites More sharing options...
Tony Harrison Posted October 1, 2007 Report Share Posted October 1, 2007 I thought Tesco was good, then I moved house and the premium more than doubled because it was supposedly a dodgy area! Might be worth trying them, online quote in a few minutes. Also confused.com, but I'm guessing you've done that already. Quote Link to comment Share on other sites More sharing options...
The Stig Posted October 1, 2007 Author Report Share Posted October 1, 2007 I thought Tesco was good, then I moved house and the premium more than doubled because it was supposedly a dodgy area! Might be worth trying them, online quote in a few minutes. Also confused.com, but I'm guessing you've done that already.yeah tried tesco and direct line both at like 2,600 (no thanks) and confused got me the original quote so come on guys find me a really chap insurer Quote Link to comment Share on other sites More sharing options...
Dan6061 Posted October 1, 2007 Report Share Posted October 1, 2007 Try Quinn.Got an awesome quote on my 1275cc Mini. Quote Link to comment Share on other sites More sharing options...
The Stig Posted October 1, 2007 Author Report Share Posted October 1, 2007 how much? how old are you? Quote Link to comment Share on other sites More sharing options...
Dan6061 Posted October 1, 2007 Report Share Posted October 1, 2007 I'm 17.Was just under £1,000 3rd party F+T. Which is awesome compared to the £3k quotes I was getting off other companies. Quote Link to comment Share on other sites More sharing options...
The Stig Posted October 1, 2007 Author Report Share Posted October 1, 2007 Year 2,200 odd damn!! bloody insurers Quote Link to comment Share on other sites More sharing options...
mr_malcolm Posted October 1, 2007 Report Share Posted October 1, 2007 easy awnser is to get a different car one not in such a high insurance cattogry my citroen ax is about £700 third party fire and theft Quote Link to comment Share on other sites More sharing options...
The Stig Posted October 1, 2007 Author Report Share Posted October 1, 2007 Thing is malcom i actually want to get somewhere faster than riding my bike lol oj yeah there is that but i have alwats wated this car 1. looks great 2. goes quick enough for a first car 3. i have saved and worked my arse off over the years amongst buying other things i saved for this so i feel like i deserve a half decent car 4. The car is reliable, and i will nto have to get a new one soon after as it shouldn't need anything doing to it after a year or two of driving loli know that whole post has no punctuation in it but i am ill give me a brake tee hee Tom Quote Link to comment Share on other sites More sharing options...
poopipe Posted October 1, 2007 Report Share Posted October 1, 2007 easy awnser is to get a different car one not in such a high insurance cattogry my citroen ax is about £700 third party fire and theftthat logic actually blinded me . I pay about £250 or something fully comp on a 1600i rover and I've only been driving since July - one of the benefits of ageDon't ask me who it's with - the missus organises that sort of thing Quote Link to comment Share on other sites More sharing options...
Smo™ Posted October 1, 2007 Report Share Posted October 1, 2007 The Quicksliver 1.4i is very common and chavs crash them all the time - that's why the insurance is so silly.Here's a story about how someone managed to get insured on a Pulsar GTi-R at the age of 19 with 0 NCB.- Firstly, locate a local walk-in insurance store that promises to 'beat or match any other quote'.- Go on moneysupermarket.com and add 1-2 years to your age and/or some no claims bonus.- Take a screenshot of said (false) quotes and import into Photoshop.- Change your age/NCB back to original and lower the quotes some more (optional).- Print (false) internet quotes.- Wait until 4.55pm (or 5.25pm, depending on when they close) and walk in.- Study the employees carefully and pick one who wants to go home.- Walk up to them and go through the process, when they ask for other quotes present the (false) ones you got on the internet.- They beat/match said (false) quotes and you walk away insured for a lot less than normal.- Laugh. Quote Link to comment Share on other sites More sharing options...
The Stig Posted October 1, 2007 Author Report Share Posted October 1, 2007 The Quicksliver 1.4i is very common and chavs crash them all the time - that's why the insurance is so silly.Here's a story about how someone managed to get insured on a Pulsar GTi-R at the age of 19 with 0 NCB.- Firstly, locate a local walk-in insurance store that promises to 'beat or match any other quote'.- Go on moneysupermarket.com and add 1-2 years to your age and/or some no claims bonus.- Take a screenshot of said (false) quotes and import into Photoshop.- Change your age/NCB back to original and lower the quotes some more (optional).- Print (false) internet quotes.- Wait until 4.55pm (or 5.25pm, depending on when they close) and walk in.- Study the employees carefully and pick one who wants to go home.- Walk up to them and go through the process, when they ask for other quotes present the (false) ones you got on the internet.- They beat/match said (false) quotes and you walk away insured for a lot less than normal.- Laugh.And sued for fraud i bet haha Quote Link to comment Share on other sites More sharing options...
dave85 Posted October 1, 2007 Report Share Posted October 1, 2007 No but if you prang it you can guarantee your insurers will tell you to get f**ked. Quote Link to comment Share on other sites More sharing options...
anzo Posted October 1, 2007 Report Share Posted October 1, 2007 Most quotes come with a Reference number and is not classed as a valid quote until its been reviewed by the insurer. Although, if you're catching people on their way home, it could well work...Illegal? I doubt it, it'll be a difficult decision in court Quote Link to comment Share on other sites More sharing options...
Simpson Posted October 1, 2007 Report Share Posted October 1, 2007 1,600 is that extortionate?2. goes quick enough for a first carHow many people crash there car within the 1st year? i know of....Ross 3 times, Mark, me, Ash..... probably over 20k worth of damage.... not supprising isit Quote Link to comment Share on other sites More sharing options...
downhill_rob2@hotmail.com Posted October 1, 2007 Report Share Posted October 1, 2007 £1,178.18 on my punto S 1.2 Dads the names driver on it, im the owner and insurer Quote Link to comment Share on other sites More sharing options...
Scotty Evil1 Posted October 1, 2007 Report Share Posted October 1, 2007 The cheapest i could find for my fiat uno was £1280, 3rd party fire and theft was actually the cheapest option, strange.The was with ecar insurance.Next cheapest i could find was £1600, they went from that up to £3000 Quote Link to comment Share on other sites More sharing options...
granty Posted October 1, 2007 Report Share Posted October 1, 2007 just go on your parents insurance with directline cause you still build up your no claims. my insurance on my own was ament to be £1,200 but i went on my dads and it is now £479 Quote Link to comment Share on other sites More sharing options...
Broomer Posted October 1, 2007 Report Share Posted October 1, 2007 My Mini is near on 1000 TPFT Quote Link to comment Share on other sites More sharing options...
The Stig Posted October 1, 2007 Author Report Share Posted October 1, 2007 just go on your parents insurance with directline cause you still build up your no claims. my insurance on my own was ament to be £1,200 but i went on my dads and it is now £479How can you do that because my mom has like 30+ no claims bonuses she pays something stupid like 200 or less on a 2ltr does it actually woprk? Quote Link to comment Share on other sites More sharing options...
F-Stop Junkie Posted October 1, 2007 Report Share Posted October 1, 2007 £1,178.18 on my punto S 1.2 Dads the names driver on it, im the owner and insurer This is cool, but be careful of the common dodge of parent owner/insurer but young person actually owns the car. A couple of people at uni did this (paying the premium of their parents address) and the insurance assesser told them to get knotted when they pranged it at uni.Here's a story about how someone managed to get insured on a Pulsar GTi-R at the age of 19 with 0 NCB.Not only is this insurance fraud, but also technically driving without insurance, which your insurers would have no hesitation reporting to the fuzz. Quote Link to comment Share on other sites More sharing options...
Jonny Jones Posted October 1, 2007 Report Share Posted October 1, 2007 Mine was £1800 I think when I first started driving, 1ltr 12v Corsa, 1998 S Reg, GLS. That was fully comp, in my name as well I think so I could start getting NCB. I know you would love the Quicksilver, but maybe wait a couple of years and get a less powerful/good car as your first - just so you get used to the roads/motorways properly, there are some idiots out there and having a 1.4 probably won't help things, as its most likely your right foot will be come heavy lol! Good luck though mate, hope it works out and you get a car you're relatively happy with! Quote Link to comment Share on other sites More sharing options...
F-Stop Junkie Posted October 1, 2007 Report Share Posted October 1, 2007 just go on your parents insurance with directline cause you still build up your no claims.Amen! I had several years on my parents direct line policy, got my own policy and a five year 'no claims' discount - but with some restrictions on what car I could insure. Now paying 350 a year fully comp, with a grand of stereo cover, and absolutley no hassle when my window got smashed.Thing to remember with insurance is you get what you pay for. If you pay peanuts, you can get hassle when you really don't need it. I know the claims my parents have made have been all taken care of without any problems at all. Quote Link to comment Share on other sites More sharing options...
Smo™ Posted October 1, 2007 Report Share Posted October 1, 2007 This is cool, but be careful of the common dodge of parent owner/insurer but young person actually owns the car. A couple of people at uni did this (paying the premium of their parents address) and the insurance assesser told them to get knotted when they pranged it at uni.Not only is this insurance fraud, but also technically driving without insurance, which your insurers would have no hesitation reporting to the fuzz.You don't know what you're talking about. Quote Link to comment Share on other sites More sharing options...
Simon Posted October 1, 2007 Report Share Posted October 1, 2007 Huh, how is it insurance fraud?They gave him legit insurance based on a price he gave them? I don't see whats wrong about that?Not his fault if they can't tell a photoshop? As for not paying when/if the person crashes, why?"Er yeh, he gave us a made up quote so we aren't paying"."And thats the claimees problem how? you are the retards, not him, pay".Simple. Quote Link to comment Share on other sites More sharing options...
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