I should wear my helmet more, I used to I had one in London but they look gay on me but i shall buy another one to add to my collection, this time Ill use it.
As for knee/shin pads and the like I only ever used it for dh otherwise its too restrictive. Also a good pair of jeans stops most cuts and grazes.
I remember my helmet saving my head once but more from stupidity, I rode into the milenium briddge, now how stupid is that.