BONGO

haha, i think we must just watch the same programmes all the time!! I knew you got it from gervais because you chose to use the word 'administered' lol.

it is true, because ricky Gervais said so

Straight from the mouth of Alan Partridge... I'm 100% AP literate, you'll not get one past me

They picked on the wrong country...

Ah right. Why isn't it being played in manchester or chelsea's ground?

what's the game for?? Like, what's it to win?

back in the day, when i was in sixth form college in 1999, things were a bit different, not everyone had computers, AltaVista was THE search engine to use lol, google didn't exist and everyone had yahoo emails. Anyway, there was a few sites where you could choose your own @blahblahblah.co.uk, out of literally thousands! Everyone had about 20 just becasue they could. There was one @tampon.co.uk, so for a while, i was there_is_blood@tampon.co.uk lol. Johntheguru was the one i had before that though, shit, i've had this email address for over 9 years!

Something Corporate - Konstantine. Began as a real sad song for me, and has just become a great song for memories. It's a really special one.

Kris didn't get the wrong end of the stick. He didn't get the right end though, becasue the stick you gave him was totally wrong lol.

lmao!! i was going to post anyway, then saw you'd already posted this! Haha, (Y) Yeah, look at my sig You didn't breath some wood chippings in did you?! I'm quite confident i'll never have this!

If you can get a 6.9% personal loan, (which you can, from a million lenders), how is a finance deal going to beat that, unless it's 0% (which it wouldn't be on 3k - 4k) You're giving advice and you're 17, you're not even legally allowed to get a loan, and you're probably on your very first car, if you've even passed your test, so to be giving advice about buying cars, personal loans and car finance seems a bit strange. Sorry to be narky, but everyone seems to give a million bits of advice here whether they are experienced in what they're talking about or not.

That's rubbish when you have to do that, but that's not because you go a loan. It's becasue you sold the car before you finished paying for it. By choice??? You should have saved for a new car so that the money you got for selling your previous car was used to pay off the loan. The fact that you didn't pay the loan off indicated that you used the money to get another car. So that means you are paying £130 for your current car in effect. If you look at the bigger picture, you are in the position you are in becasue of your own decisions of selling the car early/not using the money from the car to pay the loan off/not saving for your next car.

138bhp... That's less that my 170kg motorbike

your credit score comes from all sorts of transactions. Contract phones, any direct debits and standing orders... Credit cards, AA membership, car insurance, gym membership etc etc. Loans, repayments etc etc all help build it up if you pay on time. It's good to have a dcredit card and spend £10 per month on it. Pay it off straight away and over time they see you're a good repayer. Bongo

What????? What a load of shit. APR is APR. Whether it is on a personal loan, or with finance on the car, if it's 6.9%, you'll pay the same back! Ohhhhh, sorry, i didn't know when you get a car on fincance the APR is magically lower. IF, you can get 0%, then fair enough, but you already said it's 3k - 4k, so you're buying second hand, which means if you end up buying from a dealer, his finance, while it may be competative, will have very similar APR to any other personal loan which you could get. It's like, "i'll lend you money, with 6.9%APR but you can buy a car. ONLY a car, ok??" or "I'll lend you money, with 6.9%APR and you can buy anything at all, ok??" Which one would you go for?! If you get finance, you cannot sell the car unless it's all paid for, well you can, but if you went to buy a car, and the guy hadn't finished paying for it, would buy it??? If you get a personal loan, you immediately own what you buy, and you owe an independant company (bank/loan company etc) Mathew 62, you just talked a bit of shit there...

i've had 5k, 7k, 3k, and another 7k loan. The more you get the lower the interest is, as a general rule of thumb. I have paid 130, 108, 239, 170 , ish, per month, not all at the same time. When you're in a SECURE job, where you 'know' you'll be there for a looooong time, it's fine. I am in a career, rather than a job, so i'm safe as far as taking loans go, which is why i have no problem. I've a good credit rating and can get good interest rates. I'd not go for a variable rate; fixed rate you know where you're up to... Loans are brilliant if you know you'll have the money each month. If this new job will be bringing the money in to pay for the loan, do you know if you'll have it in 3 years?? Is it a long termer...

i made a google earth thread here a while back. if you search and find that, you'll find a LOT of shit hot co ordinates, probably including what you're after...

ch4 +1 now (135) . Just letting you know. I think it's the kind of thing many on here would want to watch lol. Jamie whitham is the expert too lol.

ok imagine we are talking. Type out our conversation and what i would say in order for your response to contain the word. Then type out that response. Type what you are trying to get across. Agreement, disagreement, humour etc etc. It's bugging me now you b*****d! you should never waste gash...

that's correct! I'm struggling with more that 6 haha. Thanks for your answers lol. Unfortunately, the bet has been turned into the loser having to buy the whisky for the night, and the dayhas changed to today lol, becasue cage rage is on tonight haha. Thanks!

your score is 3. The shortest word is jog, so thats only 3 letters. I should have explained it better!

the word can share letter, but not with the other word

Right i have a £20 bet with someone that by sunday night i will be able to have 2 words that share no letters. The bet is that i will have forund 2 words that are longer than the 2 words he can find. So, what's the longest 2 words that share no letters... How the hell do i research this and find some!

Chris martin has a really good dry sense of humour. In interviews, he is very subtle but has a very quick, humerous mind that he hides behind his normal answers. I think he's a funny guy. The reference to coldplay in 40 year old virgin is still funny though