Nick, go to halifax and get student account, upto 2.5k overdraft no intrest, for 5 years. Although my sister took one out when she went to Hallam, and this is about 6 years ago, finished her course, she got a letter a few weeks ago sayign they'll start charging her on anything over 200 into her overdraft. Student life is gooood, specially when you live at home, an about 30 mins every morning getting to uni. And Janson, £600 a month!!!!! I only got 850 to last me this simester.