Firstly, how much do your parents make? Because if its not a lot (less than around 25k) you could be eligable for bursaries/grants. If they do earn a bit and can spare some, beg. Make them see it as an investment in your future that you could one day pay back. If they do this, do not - under any circumstances - ever stop thanking them. The guy you want to speak to at Falmouth for bursaries is called Will Wears, and you can get to him through the Woodlane switchboard on 01326 211 077.
Second, the halls are expensive, but there are alternatives. Come May/June, a shit load of people are gonna move out of the private sector; get stuck in hunting for somewhere now. I can help with this.
Thirdly, who do you bank with? Most students make fairly comfy friends with their overdrafts whilst at uni, and finding the bank that gives you the biggest one to hold you off until that next loan payment is a smart move (Natwest gives me a nice interst free one up to 1500pounds at the moment).
Fourth, find work. I can also help with this, as its partly my responsibily to hire new students; you're a friendly, intelligent and hard working chap; student ambassador rates start at 6.23 an hour (a full open day working 8 hours with a free lunch and all the free coffee you can drink thrown in earns you a tidy 49.84). There is other work available depending on your skills and availability. Places like Asda (15 mins from Campus) or Wetherspoons (Falmouth town) are ALWAYS turning over old -> new staff.
Fifth, work your nuts off as soon as you have your grades in the bag. Get as many hours work in as you can. Its warm, we can ride in the evenings.
Sixth, remember that most other students are in this situation, and they've all managed to get through. Debt is a standard fact of being a student these days, and very, very few people manage to avoid it.
Lastly, ask yourself not "Do I really want to go?" but rather "What would I do if I didn't?"
On that last one, I am not in anyway trying to sway your mind, you just have to genuinely think; what do I want to do with my life? Because one way or another, three years more education will definitely change your life.
Best of luck chap, give me a call if you need to.
Rich x