The Quicksliver 1.4i is very common and chavs crash them all the time - that's why the insurance is so silly. Here's a story about how someone managed to get insured on a Pulsar GTi-R at the age of 19 with 0 NCB. - Firstly, locate a local walk-in insurance store that promises to 'beat or match any other quote'. - Go on moneysupermarket.com and add 1-2 years to your age and/or some no claims bonus. - Take a screenshot of said (false) quotes and import into Photoshop. - Change your age/NCB back to original and lower the quotes some more (optional). - Print (false) internet quotes. - Wait until 4.55pm (or 5.25pm, depending on when they close) and walk in. - Study the employees carefully and pick one who wants to go home. - Walk up to them and go through the process, when they ask for other quotes present the (false) ones you got on the internet. - They beat/match said (false) quotes and you walk away insured for a lot less than normal. - Laugh.